Live and Work in Spain — We Make It Possible

MigratioLex, we guide you through every step of the immigration process — from choosing the right visa to securing your residence permit. 

Non-Lucrative Residence Visa in Spain 2025 : Live in Spain Without Working

Table of Contents

Discover how to move to Spain and enjoy its culture, climate, and lifestyle with the Non-Lucrative Residence Visa. Perfect for retirees, remote investors, and those seeking a relaxed life without employment obligations.

Sunny Mediterranean Climate
High Quality of Life
Schengen Travel Freedom

1) Introduction: Why Choose the Spanish Non-Lucrative Visa?

Spain has long been a top destination for expats thanks to its warm weather, affordable cost of living, and rich cultural heritage. The Non-Lucrative Visa allows you to settle in Spain without working, giving you the freedom to explore its landscapes, history, and world-renowned gastronomy.

2) What is the Non-Lucrative Residence Permit in Spain?

This residence permit allows non-EU citizens to live in Spain without engaging in work activities. It’s designed for individuals with sufficient passive income or savings, offering benefits like family inclusion from day one, investment opportunities, and free movement within the Schengen Zone.

3) Key Features and Benefits of the Non-Lucrative Visa

  • Governed by Organic Law 4/2000 and Royal Decree 557/2011.
  • Initial duration: 1 year, renewable for 2-year periods.
  • Permanent residency eligibility after 5 years.
  • No work allowed (including remote work for foreign companies).
  • Bring your spouse and dependent children from the start.
  • Permits investments and enrollment in studies.
  • No property purchase or business investment required.
  • Visa holders can travel freely within the Schengen Area.

4) Eligibility Requirements for the Spanish Non-Lucrative Visa

  • Non-EU citizen: You must not be a citizen or family member of an EU/EEA/Swiss national.
  • Legal status: Cannot be in Spain illegally at the time of application.
  • Clean criminal record: No convictions in the last 5 years.
  • Financial means: 400% of IPREM for the applicant and 100% per dependent.
  • Private health insurance: Full coverage from a Spanish insurer.
  • Medical certificate: No serious illnesses as per WHO guidelines.
  • Payment of fees and submission of required documentation.
Tip: Funds can be in foreign accounts, except in countries like China or Russia, which require a Spanish bank account.

5) Step-by-Step Application Process for the Non-Lucrative Visa

  1. Visa application: Submit documents to the Spanish consulate in your home country.
  2. Approval: Receive the visa stamp in your passport.
  3. Entry into Spain: Must arrive within 3 months.
  4. Register residency: Enroll at your local municipality.
  5. Obtain TIE card: Fingerprints and card collection at the police station.

6) Advantages of Living in Spain with the Non-Lucrative Visa

  • Perfect for retirees or passive income earners.
  • Enjoy a slower, more relaxed pace of life.
  • Access to Spanish healthcare and public services.
  • Educational and training opportunities.
  • Renewable and convertible to permanent residency.
  • Travel freely within the Schengen Zone.
  • Bring your family with you from the start.

7) Renewing Your Non-Lucrative Visa and Long-Term Options

After the first year, you can renew for 2 years if you still meet the financial and insurance requirements. At 5 years, you can apply for long-term residence.

  • Renewal requires 800% of IPREM for two years.
  • Option to switch to a work permit (employed or self-employed).

Time spent under this permit counts towards Spanish citizenship. Latin American citizens may apply after only 2 years of residence.

8) Important Considerations Before Applying

The visa does not allow any form of work, including remote work. If you wish to work while living in Spain, consider the Digital Nomad Visa instead.

  • Investments are permitted.
  • No requirement to purchase property in Spain.
Note: The visa grants travel rights within the Schengen Zone but does not grant residency in other EU countries.

11) Need Expert Help with Your Non-Lucrative Visa Application?

Our Services

  • Immigration law consultation.
  • Document preparation and submission assistance.

Why Work With Us?

We guide you through the entire process, reduce the risk of mistakes, and improve your chances of approval. Our experience allows us to solve complex cases and speed up processing times.

Table of Contents

Your Journey to Spain Starts Here

Thinking about moving to Spain?

Join our expat community! 🌍🇪🇸 If you’re planning to live anywhere in Spain, we’ve got the perfect place for you.
 
– Connect with people already living across different regions of Spain.
– Ask questions about visas, housing, relocation, and daily life.
– Get trusted recommendations for local services.
– Start building your new life in Spain with the support of an active, welcoming community.
 
Don’t make the move alone. Join a group full of friendly people who know exactly what it’s like to start fresh in a new country.
Facebook group Move to Spain

Connect with people who are already living in the area.

Recomendada al 💯 Raquel es muy profesional y amable!

google

No puedo hacer más que recomendar a Raquel. Hace ya un año que me viene ayudando con todo tipo de trámites y siempre es de lo más eficiente que hay. Agradezco mucho su comunicación clara y su trabajo expeditivo. Súper recomendada!

google

Me han ayudado mucho y son muy buenos en su labor aparte del buen trato recibido. Muchas gracias!!

google

Excelente servicio! Raquel conoce ampliamente de temas migratorios y fue de mucha ayuda!

google

Gran servicio de Raquel, super profesional y atenta a todos los detalles. La contacté para hacer el procedimiento de nacionalidad y todo ha salido perfecto!

google

Muy satisfecho de su servicio me ayudó mucho muy recomendable

google

Muy profesional y responsable. Excelente !!

google

Tuve una consulta reciente por videollamada con la abogada Raquel y quedé muy satisfecha con la experiencia. Desde el primer momento me sentí escuchada, acompañada y con la libertad de hacer todas las preguntas que necesitaba. Ella me explicó todo con muchísima claridad, profesionalismo y conocimiento. Además de su evidente conocimiento en el tema, agradezco especialmente su amabilidad, su calidez y toque de humor que aportó a la conversación, que es un gran plus. Me brindó la seguridad y claridad que necesitaba para saber cómo seguir adelante. Le estoy muy agradecida y la recomiendo totalmente por su trato humano y su gran preparación.

5.0
A A
google

Me ayudaron a conseguir los papeles muy rapido. Muchas gracias, ahora puedo trabajar

google

Over 300 satisfied clients with their immigration and citizenship procedures

Get in touch today

Request your free, no-obligation quote