Wills and inheritance · Costa Brava

Spanish wills and inheritance
for foreign owners.

Spanish wills for foreign owners, and the full inheritance process when someone has died. In English, French and Spanish, from our office in Figueres.

Catalan succession law explained in plain English Remote signing possible

Why it matters

A foreign will is valid here. Proving it is the slow part.

A foreign will is generally valid in Spain. The problem is proving it. Your family will need the original, an apostille, a sworn translation, and often a formal statement of your national succession law — all obtained from another country, in another language, while a Spanish deadline is running. A Spanish will removes every one of those steps.

It is quick

A testament obert is signed in front of a notary in a single short appointment. We prepare the draft beforehand so there are no surprises in the room.

It cannot be lost

The notary keeps the original and registers it in the central register of last wills. Whoever has to deal with your estate will find it, even if they do not know it exists.

It does not replace your other will

A Spanish will can be limited to your Spanish assets, so it sits alongside the one you already have at home instead of cancelling it. Getting that wording right is the part worth paying for.

The Catalan difference

Catalonia does not follow the rest of Spain.

This is the single thing most people are not told, and it changes the answer.

  • Catalonia has its own civil code. Succession here is governed by the Codi Civil de Catalunya, not by the common Spanish Civil Code that most English-language guides describe.
  • The forced share is smaller. The Catalan llegítima reserved for descendants is a quarter of the estate, where the common code reserves two thirds. In practice you have considerably more freedom here than a general guide to Spain will tell you.
  • You may be able to choose your own country’s law. Under the EU Succession Regulation, a foreign national habitually resident in Spain can elect the law of their nationality to govern the whole estate. That election has to be made expressly, and the obvious place to make it is in the will itself.
  • Choosing your national law is not always the better option. It changes who must inherit, not what the tax bill is, and for some nationalities it produces a worse result than Catalan law. It is a decision to take with advice, not a box to tick.
  • An unmarried partner is exposed. If there is no will, Catalan intestacy rules decide, and the outcome is frequently not the one the couple assumed.

When someone has died

What has to happen, and in what order.

If you are reading this because you have just lost someone, this is the sequence. We can take all of it off your hands.

Certificates

The death certificate, the certificate from the central register of last wills showing whether there is a Spanish will and which notary holds it, and the life insurance register certificate.

Establishing who inherits

From the Spanish will, from a foreign will with its apostille and sworn translation, or — where there is no will at all — through a notarial declaration of heirs.

Valuing the estate

Property, bank accounts, vehicles, insurance. Banks will not release anything until the tax is settled, which catches families out when there are funeral costs to cover.

The deed of acceptance

Signed before a notary by all heirs, in person or by power of attorney. This is the document that turns an entitlement into ownership.

Inheritance tax and plusvalía

The inheritance tax return has a statutory deadline of six months from the date of death, with an extension available if it is applied for in time. Catalonia applies its own reductions, and non-residents are entitled to the same regional rules as residents. Missing the deadline brings surcharges and interest.

Six months

Registration and transfer

Entering the property in the heirs’ names at the Land Registry, then the bank accounts, the utilities, the IBI and the annual non-resident tax that now belongs to whoever inherited.

Where we work

Across both Empordà.

Alt Empordà · northern Costa Brava

RosesCadaquésEmpuriabravaCastelló d’EmpúriesL’EscalaSant Pere PescadorLlançàEl Port de la SelvaPortbouColeraPeraladaGarriguellaVilajuïgaPauPalau-saverderaFigueres

Baix Empordà · central and southern Costa Brava

BegurL’EstartitTorroella de MontgríPalsPalafrugellCalella de PalafrugellLlafrancTamariuRegencósPeratalladaLa Bisbal d’EmpordàPalamósCalongePlatja d’AroS’AgaróSant Feliu de Guíxols

Questions

What owners ask us.

I already have a will at home. Do I need a Spanish one?

You do not need one, but it is almost always worth having. Your foreign will is valid; proving it in Spain is slow, costly and happens at the worst possible moment for your family. A Spanish will covering only your Spanish assets removes that.

Will a Spanish will cancel my English or Dutch one?

Not if it is drafted properly. The wording limits it to assets in Spain and expressly preserves the other. A badly drafted one can revoke it, which is exactly the kind of mistake that is only discovered when it is too late to fix.

Can I choose the law of my own country?

If you are a foreign national, generally yes, under the EU Succession Regulation, and the election is normally made in the will. Whether you should is a separate question — it changes who must inherit, not the tax, and for some nationalities Catalan law gives a better outcome.

Do the heirs have to come to Spain?

No. A power of attorney signed at a Spanish consulate, or before a notary at home with an apostille, lets us sign the acceptance deed for them.

How much inheritance tax will my family pay?

It depends on the relationship, the value, and which reductions apply — Catalonia has its own, including a substantial one for the family home if the heirs keep it. We work the figure out for your actual situation rather than quoting a range that will not match it.

Can you deal with an inheritance if we are all abroad?

Yes. Certificates, declaration of heirs, the notary, the tax and the registry can all be handled from here with powers of attorney. It is a large part of what we do.

Next step

Start with a conversation.

Tell us whether you are planning ahead or dealing with an estate, and we will explain what is involved and what it costs before you commit to anything.

See everything we do for foreign owners on this coast: English-speaking lawyers on the Costa Brava →

MigratioLex · Carrer Joan Reglà, 5, 3-B · 17600 Figueres (Girona) · contacto@migratiolex.com · +34 602 54 15 16
This page is general information and does not constitute legal or tax advice. Rules and deadlines change, and what applies depends on your circumstances.

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