Live on the income you already have
Pensions, savings, rentals or dividends fund your life in Spain.
No job to keep, no business to run. We build the legal case that lets you live in Spain on your pension, savings or investments: start to finish, in your language.
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You have the means to live well, but nobody can tell you whether your income counts the way the consulate counts it.
Every consulate, forum and blog seems to ask for something different.
You're ready for a slower life in Spain. You just can't afford a refusal that costs you months.
Pensions, savings, rentals or dividends fund your life in Spain.
Your spouse or partner and your children can apply alongside you.
Some nationalities qualify after only two years of legal residence.
One year to start, then renewals for two years at a time.
Your private health insurance gives you access to Spain's private medical network.
29 Schengen countries for short stays with your Spanish residence card.
Eligibility, timescales and benefits depend on your circumstances, nationality and consulate. We confirm exactly what applies to your case during your consultation.
Consulates don't just look at the amount. They look at where it comes from, how it's evidenced and whether it is truly passive. Most refusals aren't about having too little: they're about not proving it the way the consulate expects.
Tell us where your income comes from and what you're planning. A lawyer from our team reviews it and tells you whether your case stands up, and what the smartest next move is.
Check my eligibility
About 4 minutes. Reviewed by a qualified lawyer, not an automated score.
A retiree, an investor and a family can show the same amount and still need entirely different evidence.
We check every pension statement, how and where it's paid, and how your healthcare will be covered in Spain.
Dividends, rentals, investment accounts and cash. We decide what to present, how to evidence it, and how to show it is genuinely passive.
Extra means for each dependant, proof of the family link, insurance for every person and, for children, schooling in Spain.
When their Golden Visas could no longer be renewed, they needed another route, and recommend MigratioLex from the very start.
Liz BuckClient · Google
Professional, honest and incredibly knowledgeable, with clear, strategic advice tailored to the family's needs.
W. G.Client · Google
Professional, attentive and always available to answer questions, all the way to the TIE.
Leobardo LozanoClient · Google · Translated from Spanish
You are not applying for a visa. You are choosing where to spend the years you've earned.
The MigratioLex Team · Immigration, Citizenship, Tax & Real Estate
The Non-Lucrative Visa is decided by the Spanish consulate for the place where you live, and each one has its own appointment system, document formats and way of reading financial evidence. We work from that practice, consulate by consulate.
Checklists adapted to your nationality, your family and the consulate that handles your file, updated as requirements change.
Pensions, dividends, rentals and savings each need different proof. For foreign accounts the regulation asks for year-end and average balances: we make sure every figure lines up.
Every approval, request and renewal we handle feeds our internal templates. That knowledge takes years to build, and it is what you get from day one.
Spanish-born, Spanish-trained, internationally experienced, so your residence is built around the life you intend to have here, not just the form you have to file.
We look at your income sources, savings, family, health cover and country of residence against the Non-Lucrative Visa requirements.
What you getA preliminary assessment and a straight answer on whether to move to a legal consultation.
Check my eligibilityMore than question-and-answer. We map your finances, family and plans, then flag the issues that could affect the application, and how immigration connects to tax, healthcare, property and everyday administration in Spain.
Good to knowThe consultation fee is deducted in full from your legal fees if you go ahead with us.
Living in Spain changes how your pensions, investments and assets are taxed. Where specialist action is needed we coordinate our trusted network of tax, insurance and banking professionals, so each part of the plan works with the others.
The objectiveA plan that secures your residence and protects the wealth that funds it.
We turn the assessment into a tailored plan: recommended approach, services and professional coordination required, applicable legal fees, and how we move forward.
The resultYou know what happens, in what order, and who does it.
You upload; we cross-check pension letters, bank and investment statements, your health insurance policy, criminal record and medical certificate. We tell you what is right, what needs amending and what is missing, then prepare the official forms and coordinate sworn translations, apostilles and legalisations.
The resultA complete, consistent, legally supported file built around your circumstances.
The Non-Lucrative Visa is lodged in person at the Spanish consulate for your place of residence. Our legal team, which includes qualified Spanish lawyers, approves your file before the appointment, prepares you for it, and prepares the reply to any request from the consulate.
The resultA file the consulate can approve, and support until a decision is issued.
Once you arrive with your visa: padrón registration, official forms, fingerprint appointment and collection of your TIE within the legal deadline, plus coordination of tax, banking or property specialists when you need them.
The resultManaged through to the moment your residence card is in your hands.
Not every case needs the same depth. After your consultation we recommend the plan that fits, and confirm the exact fee for your case.
€750 per accompanying family member
For anyone living on a public or private pension, or with enough savings to cover the financial requirement, whatever their age.
€750 per accompanying family member
For applicants who live on rental income, dividends, investments or businesses they own but do not work in.
Family pricing quoted with your case
For individuals and families planning their long-term future in Spain, not simply an initial residence permit.
Ranges reflect the complexity of your case. Your exact fee is confirmed in writing after your consultation, before you commit to anything.
Government and consular fees, health insurance premiums, sworn translations, apostilles, legalisations and other third-party costs are not included in our legal fees. We take a cost-conscious approach: only documents that legally require sworn translation are sent to a sworn translator. Where permitted we use bilingual versions or limit translation to the relevant content, helping you avoid unnecessary costs.
A family's renewal was questioned on financial means. We proved them, won the appeal and secured two more years of residence.
Read the success story →
A British client moved to a residence and self-employment authorisation, with his family's residence protected at every step.
Read the success story →
It depends. An inheritance, a property sale or a donation is judged on its origin, legality, availability and how long it will last, not just the amount. We build the file to prove all four.
Read how it works →Bookable separately if you applied on your own, used another provider, or chose a plan that doesn't include it.
Documents and forms prepared and reviewed, guidance through the padrón and fingerprint appointments, live phone support until your TIE is issued.
Included in all legal plans. Available separately to non-clients.
Get post-approval support →How becoming resident in Spain affects the tax on your pensions, investments, rentals and assets, with the planning opportunities, obligations and deadlines that apply.
Included in the Elite Plan. Available separately to Pensions & Savings and Rentier clients, and to non-clients.
Book my tax assessment →Resources, administrative guidance, trusted services and a community of international residents building their life in Spain.
No. We first assess whether your means, their source and your plans support a viable application. If something needs to change, or another residence route would be more suitable, we tell you before you engage us for the full process.
No. Non-lucrative residence does not authorise any work or professional activity in Spain, and that includes remote work for employers or clients abroad. If you want to keep working remotely, the right route is the Digital Nomad Visa: start your Digital Nomad Visa application.
The requirement is 400% of the IPREM (Indicador Público de Renta de Efectos Múltiples, Spain's public income index) for the main applicant, and 100% for each family member. With the 2026 IPREM at €600 a month, that is €2,400 a month (€28,800 a year) for you, plus €600 a month (€7,200 a year) per family member. You can prove it with regular passive income, savings, or both, and it is assessed at the date you apply or renew.
In person, at the Spanish consulate with jurisdiction over the place where you legally live. Once the visa is granted, you travel to Spain and request your TIE (Tarjeta de Identidad de Extranjero, your residence card) within one month of entry.
The initial authorisation lasts one year and can then be renewed for two-year periods. To renew, you must have actually lived in Spain for more than 183 days in the calendar year. After five years of legal residence you can apply for long-term residence.
Yes. Your spouse, registered partner or proven stable partner, your minor children, and adult children who depend on you because of a disability or health condition can be included. Each one adds 100% of the IPREM to the means you must show.
Yes, health insurance is a legal requirement, and you must keep it throughout your residence to renew. Consulates generally expect comprehensive cover with an insurer authorised in Spain and no copayments. We review your policy before you buy it or file it.
Your case is prepared, reviewed and approved by our legal team, which includes qualified Spanish lawyers, before your consulate appointment.
Most files need around 2–4 weeks of preparation, plus the wait for a consulate appointment. Documents such as your criminal record and medical certificate have a limited validity, so timing them correctly matters. Starting early lets us solve any inconsistency before your appointment.
The final decision always rests with the authorities, and no professional can control future legal changes or new interpretations of the rules. However, we minimise the risk by assessing viability first and filing only once your case is complete, consistent and legally supported. If refused, we analyse the reasons and determine the strongest next step: a revised application, an appeal or a more suitable residence route.
Tell us where your income comes from and what you're planning. We'll tell you whether you qualify, and what the smartest next move is.
Free eligibility assessment · Consultation fee deducted in full if you proceed
Expert firm in Immigration and Spanish Nationality, offering fast and effective solutions for residency, visas, and citizenship.
This action is promoted and subsidized by the Department of Business and Labor and co-financed by the European Union through the European Social Fund Plus.
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