Live and Work in Spain — We Make It Possible

MigratioLex, we guide you through every step of the immigration process — from choosing the right visa to securing your residence permit. 

Non-Lucrative Residence Visa in Spain 2025 : Live in Spain Without Working

Table of Contents

Discover how to move to Spain and enjoy its culture, climate, and lifestyle with the Non-Lucrative Residence Visa. Perfect for retirees, remote investors, and those seeking a relaxed life without employment obligations.

Sunny Mediterranean Climate
High Quality of Life
Schengen Travel Freedom

1) Introduction: Why Choose the Spanish Non-Lucrative Visa?

Spain has long been a top destination for expats thanks to its warm weather, affordable cost of living, and rich cultural heritage. The Non-Lucrative Visa allows you to settle in Spain without working, giving you the freedom to explore its landscapes, history, and world-renowned gastronomy.

2) What is the Non-Lucrative Residence Permit in Spain?

This residence permit allows non-EU citizens to live in Spain without engaging in work activities. It’s designed for individuals with sufficient passive income or savings, offering benefits like family inclusion from day one, investment opportunities, and free movement within the Schengen Zone.

3) Key Features and Benefits of the Non-Lucrative Visa

  • Governed by Organic Law 4/2000 and Royal Decree 557/2011.
  • Initial duration: 1 year, renewable for 2-year periods.
  • Permanent residency eligibility after 5 years.
  • No work allowed (including remote work for foreign companies).
  • Bring your spouse and dependent children from the start.
  • Permits investments and enrollment in studies.
  • No property purchase or business investment required.
  • Visa holders can travel freely within the Schengen Area.

4) Eligibility Requirements for the Spanish Non-Lucrative Visa

  • Non-EU citizen: You must not be a citizen or family member of an EU/EEA/Swiss national.
  • Legal status: Cannot be in Spain illegally at the time of application.
  • Clean criminal record: No convictions in the last 5 years.
  • Financial means: 400% of IPREM for the applicant and 100% per dependent.
  • Private health insurance: Full coverage from a Spanish insurer.
  • Medical certificate: No serious illnesses as per WHO guidelines.
  • Payment of fees and submission of required documentation.
Tip: Funds can be in foreign accounts, except in countries like China or Russia, which require a Spanish bank account.

5) Step-by-Step Application Process for the Non-Lucrative Visa

  1. Visa application: Submit documents to the Spanish consulate in your home country.
  2. Approval: Receive the visa stamp in your passport.
  3. Entry into Spain: Must arrive within 3 months.
  4. Register residency: Enroll at your local municipality.
  5. Obtain TIE card: Fingerprints and card collection at the police station.

6) Advantages of Living in Spain with the Non-Lucrative Visa

  • Perfect for retirees or passive income earners.
  • Enjoy a slower, more relaxed pace of life.
  • Access to Spanish healthcare and public services.
  • Educational and training opportunities.
  • Renewable and convertible to permanent residency.
  • Travel freely within the Schengen Zone.
  • Bring your family with you from the start.

7) Renewing Your Non-Lucrative Visa and Long-Term Options

After the first year, you can renew for 2 years if you still meet the financial and insurance requirements. At 5 years, you can apply for long-term residence.

  • Renewal requires 800% of IPREM for two years.
  • Option to switch to a work permit (employed or self-employed).

Time spent under this permit counts towards Spanish citizenship. Latin American citizens may apply after only 2 years of residence.

8) Important Considerations Before Applying

The visa does not allow any form of work, including remote work. If you wish to work while living in Spain, consider the Digital Nomad Visa instead.

  • Investments are permitted.
  • No requirement to purchase property in Spain.
Note: The visa grants travel rights within the Schengen Zone but does not grant residency in other EU countries.

11) Need Expert Help with Your Non-Lucrative Visa Application?

Our Services

  • Immigration law consultation.
  • Document preparation and submission assistance.

Why Work With Us?

We guide you through the entire process, reduce the risk of mistakes, and improve your chances of approval. Our experience allows us to solve complex cases and speed up processing times.

Table of Contents

Your Journey to Spain Starts Here

Thinking about moving to Spain?

Join our expat community! 🌍🇪🇸 If you’re planning to live anywhere in Spain, we’ve got the perfect place for you.
 
– Connect with people already living across different regions of Spain.
– Ask questions about visas, housing, relocation, and daily life.
– Get trusted recommendations for local services.
– Start building your new life in Spain with the support of an active, welcoming community.
 
Don’t make the move alone. Join a group full of friendly people who know exactly what it’s like to start fresh in a new country.
Facebook group Move to Spain

Connect with people who are already living in the area.

Tuve una excelente experiencia con Migratiolex Abogados durante mi solicitud de visa de estudiante. Su profesionalismo, comunicación clara y asistencia rápida hicieron que el proceso fuera libre de estrés.😌

google

El mejor abogada 💖 Desde el principio, siempre servicial, muy inteligente y responsable. Además de psicóloga 😂 Gracias por todo Dra Raquel

google

Estoy muy agradecida con la atención que me brindaron, así como con las opciones adaptadas a mi caso. Recomiendo su acompañamiento.

google

Me dieron una muy buena asesoría para solicitar un permiso de residencia para el país de España ya que en varias ocasiones he tenido la oferta de trabajo por temporadas en España pero no había podido realizar lis trámites necesarios para lograrlo, gracias por sus servicios la verdad me han sido de gran utilidad

google

I had an excellent experience with Migratiolex Abogados during my student visa application. Their professionalism, clear communication, and prompt assistance made the process stress-free. They genuinely cared about my situation and provided invaluable support. I highly recommend them for anyone seeking a smooth immigration journey.

google

We had an absolutely outstanding experience working with Rafael for our immigration matter. From the very beginning, he demonstrated exceptional professionalism, expertise, and care. Navigating immigration issues can be incredibly stressful and complicated, but Rafael made everything feel manageable and clear. He guided us through each step of the process with a level of organization and precision that was truly impressive. Every detail was handled perfectly—from the paperwork to the appointments - nothing was ever delayed. Rafael’s knowledge of the system is deep and up-to-date, and he was always available to answer our questions promptly and thoroughly. His calm and reassuring demeanor gave us great peace of mind. It was clear throughout that he genuinely cared about helping us succeed. Thanks to Rafael’s help, everything went smoothly, and we achieved the outcome we were hoping for. We couldn’t be more grateful. Professionals like Rafael are rare, and we feel incredibly fortunate to have had his support during this time. His integrity, kindness, and attention to detail set him apart. If you are looking for someone you can trust with your immigration process, we wholeheartedly and enthusiastically recommend Rafael. He exceeded every expectation we had, and we are so thankful for his expert help. Thank you again, Rafael!

google

Muy profesional y responsable. Excelente !!

google

Excelente servicio nacional eh internacional, super friendly y efectivo 👏👏👏

google

Agradecido con el gran trabajo y atención que recibí, lo recomiendo 100 porciento.

google

funcional, resolutivo y profesional. Recomiendo!

google

Over 300 satisfied clients with their immigration and citizenship procedures

Get in touch today

Request your free, no-obligation quote